TRAC Lease stands for Terminal Rental Adjustment Clause, and can only be used on commercial equipment that is used for at least 50% business. The term “lease” has often been associated with a car lease, but it is important to recognize that the two are very different.

It is important to discuss the benefits of TRAC leasing versus a loan with your accountant. For depreciating assets, the use of the asset is generally more valuable than owning the asset. The TRAC Lease has a clearly stated residual so you know your balloon payment up front, meaning no surprises when you get to the end of the lease.

No. You will not have any mileage restrictions.

We make it easy to keep your account up to date. You can:

• Set up Auto Pay for convenient, automatic monthly payments. Please call our office, or email your request to contact@highwaycommercial.com, to set this up.
• Make a One Time Payment by setting up your online account access via the Customer Login
• Call our office to make a payment by phone with one of our representatives at (614) 851-0005

You can request this information by phone or email

• 614-851-0005
• contact@highwaycommercial.com

Please email all insurance updates and/or questions to insurance@highwaycommercial.com

Yes! We work with nameplate heavy duty dealers, as well as equipment manufacturers and distributors located in the US.

Call our office or submit a request online.

Generally, for heavy duty trucks & equipment, we require the dealer be a nameplate dealer. If you do not have a nameplate, please submit your request and we will review on a case by case basis.

For other equipment dealers and manufacturers, you must have a location in the US.

Please contact our office or submit a request online to start the process.

We offer application-only financing up to $500,000, with additional options available for larger transactions that may require financial statements or additional documentation.

We pride ourselves on fast turnaround times. Most credit decisions are made within 24 hours of receiving a completed application.

Once you apply, you’ll be assigned a dedicated account manager who will be your single point of contact for all questions, updates, and support throughout the process.

No, we do not finance private sellers or units being sold through an auction.